After experiencing a serious accident, you may have some questions, including how it will affect the recovery process. How long will it take to get back to work? And what’s next?
However, one of the most common questions people ask is ‘Do I need a personal injury attorney?’ In most cases, the answer to this important question is yes, and the sooner you get into the case, the better. The reason is made clear by the following question.
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What is the severity of the injury?
Most injuries are minor and are caused by tripping or slipping at the grocery store, or, at worst, a minor fender bender with scratches or bruises. When these situations arise, most individuals can handle them without instructing an attorney to represent them.
It is also likely that these types of harmless events have more serious consequences, such as concussions and/or fractures. Likewise, it can cause serious damage to the soft tissues around the spine and neck. If this happens to you, you should contact an attorney specializing in: West Virginia Personal Injury Attorney , ASAP. This is because if you get an injury like this you will not be able to work as a result of the injury, which will reduce your income as well as cost you huge medical bills.
By working with an attorney, whenever you suffer a serious injury in an accident of any kind, including trauma to the brain or spinal cord, you have the best chance of receiving the level of compensation you deserve, as well as live. after the accident. These types of cases are often very complex and involve significant damages. Very reluctant to pay insurance companies . By appointing experienced personal injury attorneys, they will not only pursue your case, but will develop a winning strategy that will always protect your interests.
Have you had an accident?
As part of your personal injury claim, you must prove that the person who actually caused the accident and injured you is a third party. It can be helpful because a lawyer can gather the necessary evidence and pursue a claim on your behalf. In most accidents, there are usually several parties who share some of the responsibility. Lawyers can identify each of these parties so they can seek the right level of compensation from each party.
For example, if medical malpractice occurs, there may be grounds for filing a claim against the hospital itself as well as the medical staff who performed or managed the treatment. Similarly, you can file a claim against a truck , the driver himself, as well as the company for which the driver works.
Have you ever contacted the responsible party or insurance company?
Many accident victims don’t think twice about talking to a lawyer until they first contact their insurance company. However, you are solely within your right to contact an attorney before contacting the insurance company’s responsible party. In fact, it is true that it is better to allow a personal injury attorney to have all the communication with you throughout the whole process. If the insurer does not want to pay you, they will use their communication with you to try to claim or instead try to reach some sort of compromise.
Those of you who have already spoken with the leading insurer may have already recognized the need to contact an attorney to process their claims. This is especially true if one of the following scenarios occurs:
- Your insurance company has denied your claim. When you hear that your insurance company has denied or is willing to deny your claim, it can be difficult to accept. That means you have to clean up your injuries and recover everything yourself, worrying about how to pay your bills and cover your lost income. However, a qualified personal injury attorney can pursue your dispute to achieve an overall satisfactory outcome.
There are many reasons why an insurance company may deny a liability claim. The main reason is that they do not believe their party is responsible for the case. In fact, the insurance company may state that you are responsible for causing the accident, or at least another party they do not represent.
A personal injury attorney can determine exactly who is responsible and responsible for an accident. For example, in the case of a road traffic accident, you can talk to expert witnesses and use the dashcam video of the accident to see who was at fault.
In addition to this, attorneys can access certain information on their own that would have been much more difficult for you to figure out yourself. In the case of a collision with a commercial truck, attorneys can access logbooks from the truck. This shows how long the driver was in the driver’s seat before the crash.
Lawyers will also examine public records to determine if there have been other vehicle crashes along the same segment. Check your highway or vehicle records to make sure service and maintenance are up to date.
In most cases, investigations not only general information about which party caused the accident but sometimes also uncover other kinds of important information that can help determine if other additional parties are responsible for contributing to the accident. Armed with this information, you can file claims against any party responsible.
Insurance may claim that injuries sustained as a result of an accident do not cause the same level of limitations as you claim. They will seek clear and convincing evidence that the limitations you are experiencing were actually caused by events and did not yet exist.
In addition to this, the insurance company will also investigate your individual, especially if they have reason to believe that you may exaggerate or lie about the actual extent of your injury. As part of this process, they have social media accounts you can have to make sure you’re engaged in all sorts of activities they claim you can’t do anymore. Some insurance companies have been known to bring images or posts out of context to deny claims rather than payouts.
- There is a delay in the insurance company responding to your claim. The accident happened some time ago and we have not yet heard anything from the insurance company or the party responsible for the accident. You may have gotten a quick initial response from your insurance company, but haven’t been contacted since. Because of this, you have no clue what is going on or what to expect next, and you don’t really care when you’ll get compensation for your accident.
There are cases where the insurer quickly accepted the settlement amount presented by the insurance company, but the payment was not made. There are various tactics, such as delaying payments, used by insurance companies. Because the insurance company doesn’t want to hand over the money faster than absolutely necessary. You will likely need some funds to pay, but your medical bills result from an accident.
A personal injury attorney will do what you can to get a satisfactory response from your insurance company. By instructing lawyers to act on your behalf, you send them a message that you are serious and plan to pursue the case to the end. Your attorney will also provide you with information about any fines you may face for not investigating your claim by your insurance company.
- Low payment offers from insurance companies. In general, most insurance companies keep the amount of compensation they want to pay to victims to a minimum rather than actually sticking to the details of their insurance policy. This usually starts shortly after the accident. The insurer will contact you within a few days and make an offer of some sort to resolve the case. This would be the absolute minimum that the insurer thinks could be avoided.
This offer may not be sufficient to cover the full cost of your injury. But most importantly, if you accept the insurance company’s first offer, you will not be able to receive additional compensation, even if the injury will cost you more. Received through compensatory treatment costs and lost income.
You should contact a personal injury attorney before accepting any payment provided by your insurance company or the party responsible for the accident. Today, most of the time, they offer a free consultation service that will give you a clear idea of how much to expect as a reward. Your attorney will give you good advice on how to proceed with your claim and how to prevent you from receiving reasonable funds for the seriousness of the accident.
- There is no cooperation with insurance companies. If you have already received an offer of settlement from your insurance company, you may have chosen not to contact an attorney. This may be the case if the proposed amount is much less than you would take for granted in the accident or expected. The offer was simply rejected by himself, and then the opposite offer was sent. In such cases, the insurance company is likely to continue to respond with a low offer that does not reflect the severity of the accident.
In this situation, a personal injury attorney will do everything possible to ensure that you receive adequate compensation for your seriousness injury. If your claim has to go to court, an attorney will represent you. Throughout the entire claims process, our attorneys put your needs in front of the mind and not the insurance company. These companies are fully aware that it is easier to take advantage of claimants who are not legally represented. By directing your attorney to act on your behalf, you send a clear message to the insurance company that you mean business and will not accept offers that come your way.